3+ years of hands-on experience in credit risk management within consumer banking.
Deep knowledge of credit underwriting principles, portfolio management techniques,
and regulatory frameworks.
Demonstrated ability to develop and execute effective credit strategies across various
consumer lending products.
Strong proficiency in analytical tools and languages such as SAS, SQL, R, or Python.
Experience in model development and validation is an advantage.
Excellent analytical, problem-solving, and decision-making skills.
Strong communication and stakeholder management skills,
Key Responsibilities:
Design, implement, and maintain risk management strategies and credit policies across
the consumer lending portfolio.