Credit Risk Analyst

Skills:

 3+ years of hands-on experience in credit risk management within consumer banking.

 Deep knowledge of credit underwriting principles, portfolio management techniques,

and regulatory frameworks.

 Demonstrated ability to develop and execute effective credit strategies across various

consumer lending products.

 Strong proficiency in analytical tools and languages such as SAS, SQL, R, or Python.

 Experience in model development and validation is an advantage.

 Excellent analytical, problem-solving, and decision-making skills.

 Strong communication and stakeholder management skills,

Key Responsibilities:

1. Credit Risk Strategy & Policy Development

 Design, implement, and maintain risk management strategies and credit policies across

the consumer lending portfolio.